:root{--primary:#0f62fe;--primary-dark:#0c4ad4;--bg:#f5f6fb;--fg:#101828;--muted:#475467;--card:#fff;--white:#fff;--border:#e4e7ec;--radius:18px;--shadow:0 16px 40px rgba(16,24,40,.08);--navy:#0d1b3f;--accent:#f76707}*{box-sizing:border-box}body,html{height:100%}body{margin:0;background:var(--bg);color:var(--fg);font-size:16px;line-height:1.6;font-family:var(--font-inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}a{color:inherit;text-decoration:none}.container{max-width:1200px;margin:0 auto;padding:32px 28px}.header{position:-webkit-sticky;position:sticky;top:0;z-index:50;border-bottom:1px solid var(--border);background:rgba(245,246,251,.9);-webkit-backdrop-filter:saturate(120%) blur(10px);backdrop-filter:saturate(120%) blur(10px)}.nav{justify-content:space-between;padding:14px 28px}.brand,.nav{display:flex;align-items:center}.brand{gap:8px}.brand-text{font-weight:700;font-size:1.3rem}.links{display:flex;gap:8px}.links a{padding:10px 14px;border-radius:12px;border:1px solid transparent;color:inherit;font-weight:600}.links a:hover{border-color:var(--border);background:var(--card)}.links a[aria-current=page]{border-color:var(--primary);color:var(--primary)}.menu-toggle{display:none;border:1px solid var(--border);border-radius:12px;padding:6px;color:var(--navy)}.hero,.menu-toggle{background:var(--card)}.hero{border:1px solid var(--border);border-radius:32px;padding:clamp(32px,6vw,48px);box-shadow:var(--shadow)}.hero-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:32px;gap:32px;align-items:center}.hero-copy h1,.hero-copy h2,.hero-copy h3{margin-top:0}.hero-title{font-size:clamp(2.25rem,4vw,3.25rem);line-height:1.1;margin:12px 0}.hero-subtext{color:var(--muted);margin-bottom:28px}.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}.hero-media{position:relative;width:100%;min-height:320px;border-radius:24px;overflow:hidden}.hero-media img{object-fit:cover}.hero-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));grid-gap:16px;gap:16px;margin:0;padding:0}.hero-stats div{border:1px solid var(--border);border-radius:16px;padding:14px;background:#f8f9ff}.hero-stats dt{font-size:.9rem;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:4px}.hero-stats dd{margin:0;font-size:1.5rem;font-weight:700}.eyebrow{font-size:.85rem;text-transform:uppercase;letter-spacing:.12em;color:var(--primary);font-weight:700}.card{border:1px solid var(--border);border-radius:24px;padding:24px;box-shadow:var(--shadow)}.card,.tile{background:var(--card)}.tile{display:flex;flex-direction:column;gap:16px;border-radius:20px;border:1px solid var(--border);overflow:hidden;text-decoration:none;transition:border-color .2s ease,transform .2s ease}.tile:hover{border-color:var(--primary);transform:translateY(-4px)}.tile-img{position:relative;width:100%;height:140px;border-radius:16px 16px 0 0;overflow:hidden}.tile-img img{object-fit:cover;filter:grayscale(.15)}.tile-content{padding:0 18px 18px;display:flex;flex-direction:column;gap:8px;flex:1 1}.tile-content h3{margin:0}.tile-content p{margin:0;color:var(--muted)}.grid{display:grid;grid-gap:20px;gap:20px}.calc-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));margin-top:24px}.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:20px;gap:20px;margin-top:32px}.info-card{min-height:220px}.detail-section{margin-top:32px;display:flex;flex-direction:column;gap:24px}.detail-hero{padding:clamp(20px,4vw,32px)}.detail-grid,.faq-grid,.guide-grid{display:grid;grid-gap:20px;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.faq-item{display:flex;flex-direction:column;gap:8px}.detail-list{margin:12px 0 0;padding-left:20px;color:var(--muted)}.detail-list li{margin-bottom:6px}.section-heading{display:flex;flex-direction:column;gap:12px}.section-heading>div p:last-of-type{margin-bottom:0}@media (min-width:768px){.section-heading{flex-direction:row;justify-content:space-between;align-items:flex-start}.section-heading>div{max-width:70%}}.seo-panel{margin-top:32px;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:24px;gap:24px}.resource-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.resource-grid article{border:1px solid var(--border);border-radius:20px;padding:16px 18px;background:#fdfdfd}.resource-grid ul{margin:12px 0 0;padding-left:18px;color:var(--muted)}.resource-grid li{margin-bottom:8px}.about-panel{margin-top:32px}.card h2,.card h3{margin-top:0}.fancy-link{font-weight:700;color:var(--primary);border-bottom:2px solid;padding-bottom:2px}.input,select{width:100%;background:var(--white);border:1px solid var(--border);border-radius:12px;padding:12px 14px;color:inherit;font:inherit}.input:focus,select:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(15,98,254,.15)}label{margin-bottom:6px}.label-unit,label{display:block;font-weight:600}.label-unit{margin-bottom:4px;font-size:.85rem;color:var(--muted)}.form-field{display:flex;flex-direction:column;justify-content:space-between;height:100%}.form-hint{margin:0 0 10px;font-size:.85rem;color:var(--muted)}.grid-2{grid-template-columns:1fr 1fr}@media (max-width:820px){.grid-2{grid-template-columns:1fr}}.kpi{display:flex;justify-content:space-between;background:#eef2ff;border:1px solid var(--border);border-radius:14px;padding:14px 16px;font-weight:700}.badge,.kpi{align-items:center}.badge{display:inline-flex;gap:6px;padding:6px 10px;border-radius:999px;background:var(--white);color:var(--muted);font-weight:600}.badge,.form-section{border:1px solid var(--border)}.form-section{background:var(--card);border-radius:16px;padding:20px;margin-top:20px}.section-title{margin:0 0 16px;font-size:1.1rem;font-weight:700;color:var(--navy)}.footer{border-top:1px solid var(--border);padding:16px 28px;margin-top:32px;font-size:.95rem;text-align:right;display:flex;justify-content:flex-end}.footer,.small{color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 20px;border-radius:12px;font-weight:700;cursor:pointer;text-decoration:none;min-height:48px;border:1px solid transparent}.btn-primary{background:var(--primary);color:var(--white)}.btn-ghost{background:transparent;border-color:var(--border);color:var(--fg)}.btn-primary:hover{background:var(--primary-dark)}.btn-ghost:hover{border-color:var(--primary);color:var(--primary)}.segment{display:inline-flex;background:var(--white);border:1px solid var(--border);border-radius:12px;padding:3px}.segment button{border:0;background:transparent;padding:8px 12px;border-radius:8px;font-weight:700;cursor:pointer;color:var(--muted)}.segment button.active{background:var(--primary);color:var(--white)}.input.error{border-color:#ef4444!important;box-shadow:0 0 0 3px rgba(239,68,68,.25)!important}.help-error{color:#ef4444;font-size:.9rem;margin-top:6px}@media (max-width:640px){.nav{flex-wrap:wrap;justify-content:center;position:relative}.brand{margin:0 auto}.menu-toggle{display:block;position:absolute;left:28px;top:14px}.links{display:none;flex-direction:column;width:100%;margin-top:12px;gap:8px}.links.open{display:flex}.links a{width:100%}}.consent-banner{position:fixed;left:0;right:0;bottom:0;display:flex;flex-wrap:wrap;gap:12px;justify-content:center;align-items:center;padding:16px;background:var(--navy);color:var(--white);z-index:100}@font-face{font-family:__Inter_f367f3;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/ba9851c3c22cd980-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Inter_f367f3;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/21350d82a1f187e9-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Inter_f367f3;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/c5fe6dc8356a8c31-s.woff2) format("woff2");unicode-range:u+1f??}@font-face{font-family:__Inter_f367f3;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/19cfc7226ec3afaa-s.woff2) format("woff2");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:__Inter_f367f3;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/df0a9ae256c0569c-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Inter_f367f3;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/8e9860b6e62d6359-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c0,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Inter_f367f3;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/e4af272ccee01ff0-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Inter_Fallback_f367f3;src:local("Arial");ascent-override:90.49%;descent-override:22.56%;line-gap-override:0.00%;size-adjust:107.06%}.__className_f367f3{font-family:__Inter_f367f3,__Inter_Fallback_f367f3;font-style:normal}.__variable_f367f3{--font-inter:"__Inter_f367f3","__Inter_Fallback_f367f3"}